{"componentChunkName":"component---template-cache-tmp-credit-union-accounts-js","path":"/business/specialist-deposit-solutions/credit-union-accounts","result":{"pageContext":{"page":{"id":"cGFnZTo5NzQ2","title":"Credit Unions","pageId":9746,"content":"<p>Our specialist savings accounts are designed around the needs of credit unions and community banks.</p>\n","uri":"business/specialist-deposit-solutions/credit-union-accounts","slug":"credit-union-accounts","isFrontPage":false,"is_savings_hub_page":false,"stickyCtaBanner":{"fieldGroupName":"stickyCtaBanner","stickyCtaButtonText":null,"stickyCtaLink":null,"stickyCtaText":null,"stickyPageSection":null},"pageOptions":{"hideBreadcrumbs":false},"featuredImage":null,"seo":{"metaRobotsNofollow":"follow","metaRobotsNoindex":"noindex","opengraphAuthor":"","opengraphDescription":"Our specialist savings accounts are designed around the needs of credit unions and community banks.  ","opengraphImage":null,"metaDesc":"Our specialist savings accounts are designed around the needs of credit unions and community banks.  ","canonical":"","opengraphTitle":"Credit Unions | Hampshire Trust Bank (HTB)","twitterDescription":"","twitterTitle":"","twitterImage":null,"title":"Credit Unions | Hampshire Trust Bank (HTB)","opengraphUrl":"https://htb-stack-admin.dusted.digital/business/specialist-deposit-solutions/credit-union-accounts/","opengraphSiteName":"HTB","opengraphModifiedTime":"2025-08-07T09:45:53+00:00"},"dynamicContent":{"layouts":[{"fieldGroupName":"page_Dynamiccontent_Layouts_HeroBanner","bannerGroup":[{"fieldGroupName":"banner_group","banner":{"id":"c2l0ZS1iYW5uZXI6MTEyNTA=","bannerDetails":{"bannerAuthorName":null,"bannerAuthorPosition":null,"bannerLinkText":null,"bannerUrl":null,"bannerSubTitle":null,"fieldGroupName":"bannerDetails","statFigure":null,"statSymbolAfter":null,"statSymbolBefore":null,"videoBannerUpload":null},"content":null,"featuredImage":{"altText":"","title":"HCRP047 Webimages_CDS_CreditUnion C","imageFile":{"publicURL":"/static/27849cfe749a33e58abb8f4bdb51cad2/HCRP047-Webimages_CDS_CreditUnion-C-scaled.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/HCRP047-Webimages_CDS_CreditUnion-C-scaled.jpg","mediaDetails":{"file":"2024/10/HCRP047-Webimages_CDS_CreditUnion-C-scaled.jpg"}},"title":"Credit union and community bank deposits"}}]},{"fieldGroupName":"page_Dynamiccontent_Layouts_PageIntro","pageColumnsColumn1":{"pageIntroLeftButtonLabel":null,"pageIntroLeftButtonLink":null,"pageIntroLeftIntro":"Credit unions and community banks","pageIntroLeftText":"<p>Our specialist savings accounts are designed around the needs of credit unions and community banks.</p>\n<p>With competitive rates, relationship-based service and safe in the knowledge that you&#8217;re supporting development and housing projects across the UK, HTB&#8217;s specialist deposit accounts are a popular choice in community banking.</p>\n","pageIntroLeftTitle":"Specialist deposit solutions"},"pageColumnsColumn2":{"pageIntroRightButtonLabel":"Get in touch","pageIntroRightButtonLink":"specialist.deposits@htb.co.uk","pageIntroRightButtonColour":"blue","pageIntroRightIntro":null,"pageIntroRightText":"<p>Questions, or need some help getting started? Get in touch with our dedicated team.</p>\n<h6>We&#8217;re open 9am-5pm, Monday-Friday, and closed on bank holidays.</h6>\n","pageIntroRightTitle":null},"halfLeftColumn":{"halfLeftOneButtonText":null,"halfLeftOneIntro":null,"halfLeftOneLink":null,"halfLeftOneText":null,"halfLeftOneTitle":null},"halfRightColumn":{"halfRightOneButtonText":null,"halfRightOneIntro":null,"halfRightOneLink":null,"halfRightOneText":null,"halfRightOneTitle":null}},{"fieldGroupName":"page_Dynamiccontent_Layouts_TileSystemForSingle","firstCta":null,"firstCtaLink":null,"firstParagraph":"<p><span data-contrast=\"none\">Deposit accounts with HTB give community-focused banks, coops and credit unions a chance to earn a rewarding return on their cash without compromising their social mission.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">We’ll keep your savings in the UK and use them to mostly help fund new housing initiatives across the country. </span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">With easy access, notice and fixed term bond options, our savings accounts help your excess funds work harder for you and your members. </span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">And, we’ll back you up with a personal service delivered by a named UK-based relationship manager.</span></p>\n","firstParagraph2":null,"firstTitle":"Our specialist deposit accounts","fourthCta":null,"fourthCtaLink":null,"fourthParagraph":null,"fourthParagraph2":null,"mainTitle":null,"fourthTitle":null,"secondCta":null,"secondCtaLink":null,"secondParagraph":"<ul>\n<li>Get in touch with our team to become a customer</li>\n<li>A dedicated specialist deposits team member will be with you every step of the way, ensuring you have all the information you need</li>\n<li>Deposit up to £20m across a range of accounts, from easy access to longer-term fixed deposits</li>\n<li>Eligible deposits with us are protected by the UK&#8217;s deposit guarantee scheme</li>\n</ul>\n","secondParagraph2":null,"secondTitle":"How it works","thirdCta":null,"thirdCtaLink":null,"thirdParagraph":"<div id=\"bannerR\">\n<div id=\"lipsumcom_right_siderail\" align=\"center\" data-freestar-ad=\"__300x600\">\n<p style=\"text-align: left;\">These accounts are ideal, if:</p>\n<ul>\n<li style=\"text-align: left;\">You’re a regulated firm, credit union or community bank</li>\n<li style=\"text-align: left;\">You’ll use the account just for just business</li>\n<li style=\"text-align: left;\">You prefer your cash to stay in the UK and contribute towards a stronger economy</li>\n</ul>\n<p style=\"text-align: left;\">Good to know:</p>\n<ul>\n<li style=\"text-align: left;\">You can allow up to 4 signatories to instruct on the account</li>\n<li style=\"text-align: left;\"><strong>We&#8217;ll need to verify</strong> your organisation, key stakeholders and those accessing the account</li>\n<li style=\"text-align: left;\">You can start your application online or directly with the team</li>\n</ul>\n</div>\n</div>\n","thirdParagraph2":null,"thirdTitle":"Get started","firstImage":null,"secondImage":null},{"fieldGroupName":"page_Dynamiccontent_Layouts_ServiceCta","ctaButtonText":"Learn more","ctaIntroText":"<p>Reach out to our specialist deposit solutions team by calling <strong>020 7862 3010</strong> or emailing them <strong><a href=\"mailto:specialist.deposits@htb.co.uk\">here</a></strong>.</p>\n<h6>We’re open from 9am–5pm, Monday–Friday, and closed on bank holidays.</h6>\n","ctaUnderButtonText":null,"ctaLink":"mailto:specialist.deposits@htb.co.uk"},{"fieldGroupName":"page_Dynamiccontent_Layouts_SingleSideBySideRepeater","singleSideBySideRepeater":[{"singleSideBySideRepeaterButtonText":null,"singleSideBySideRepeaterImage":{"altText":"","imageFile":{"publicURL":"/static/30b0216325009392a56b835835f3cb26/iStock-1142359882.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/iStock-1142359882.jpg","title":"You are great driver.","mediaDetails":{"file":"2024/10/iStock-1142359882.jpg"}},"singleSideBySideRepeaterIntro":"Tried and trusted savings","singleSideBySideRepeaterLink":null,"singleSideBySideRepeaterText":"<p>We&#8217;re a major specialist savings bank with a history of trust, having helped over 100 credit unions and over 100,000 people and businesses nationwide save for their futures.</p>\n<p>We&#8217;re a regulated UK bank and trusted with over £4 billion of savings, but that doesn&#8217;t stop us delivering award-winning levels of specialist service.</p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft\" src=\"/htbcontent/uploads/2024/07/Feefo_Article.jpg\" alt=\"HTB 2024 Feefo Platinum Trusted service award\" width=\"138\" height=\"99\" /></p>\n","singleSideBySideRepeaterTitle":"Saving with Hampshire Trust Bank"},{"singleSideBySideRepeaterButtonText":null,"singleSideBySideRepeaterImage":{"altText":"","imageFile":{"publicURL":"/static/69f80f9efedfabd54a2464a6de4770d5/iStock-1185860288.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/iStock-1185860288.jpg","title":"Construction site","mediaDetails":{"file":"2024/10/iStock-1185860288.jpg"}},"singleSideBySideRepeaterIntro":"Savings that work hard for you and your community","singleSideBySideRepeaterLink":null,"singleSideBySideRepeaterText":"<p>We&#8217;ll keep things local, lending to businesses across the UK to stimulate initiatives and housing here at home.</p>\n<p>Anything not used is kept with the Bank of England for safe keeping.</p>\n<p>We invest billions in UK housing every year and are passionate about contributing to a strong economy for everyone.</p>\n<p>&nbsp;</p>\n","singleSideBySideRepeaterTitle":null},{"singleSideBySideRepeaterButtonText":null,"singleSideBySideRepeaterImage":{"altText":"","imageFile":{"publicURL":"/static/f3a84953c7387f60ad60877f39ddfe9c/iStock-1490488500.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/iStock-1490488500.jpg","title":"Man, fitness and gymnastics horse in exercise, training and hands closeup in health and wellness club. Motivation, wellness goal and energy sports in creative or artistic movement for competition","mediaDetails":{"file":"2024/10/iStock-1490488500.jpg"}},"singleSideBySideRepeaterIntro":"The perfect balance for your cash strategy","singleSideBySideRepeaterLink":null,"singleSideBySideRepeaterText":"<p>You&#8217;ll always be in complete control of your deposits. Our range of specialist accounts &#8211; with easy access, notice and fixed term bond options &#8211; allow you to design a diversified savings strategy to optimise the return for your members while balancing cashflow and liquidity needs.</p>\n","singleSideBySideRepeaterTitle":null},{"singleSideBySideRepeaterButtonText":null,"singleSideBySideRepeaterImage":{"altText":"","imageFile":{"publicURL":"/static/2e16ae0177a700c66aa388c67f5a1c3f/1R3A4050-scaled.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/1R3A4050-scaled.jpg","title":"1R3A4050","mediaDetails":{"file":"2024/10/1R3A4050-scaled.jpg"}},"singleSideBySideRepeaterIntro":"Personal service","singleSideBySideRepeaterLink":null,"singleSideBySideRepeaterText":"<p>Online is great, but in our experience, credit unions and small banks like choice and the reassurance of having our dedicated specialist deposit team behind them.</p>\n<p>That&#8217;s why you&#8217;ll have direct access to a relationship manager who gets it, understands you and is motivated to focus on your needs. Our friendly team is always on hand to help.</p>\n<p>It’s never been easier to open a credit union &amp; community banking deposits account – just talk to our specialist team or <strong><a href=\"mailto:specialist.deposits@htb.co.uk\">start your application with us here</a></strong>.</p>\n","singleSideBySideRepeaterTitle":null}]},{"fieldGroupName":"page_Dynamiccontent_Layouts_ServiceCta","ctaButtonText":"Learn more","ctaIntroText":"<p>Reach out to our specialist deposit solutions team by calling 020 7862 3010 or emailing them <strong><a href=\"mailto:specialist.deposits@htb.co.uk\">here</a></strong>.</p>\n<h6>We&#8217;re open from 9am-5pm, Monday-Friday, and closed on bank holidays.</h6>\n","ctaUnderButtonText":null,"ctaLink":"mailto:specialist.deposits@htb.co.uk"},{"fieldGroupName":"page_Dynamiccontent_Layouts_FullFaqs","fullFaq":[{"id":"ZmFxLWNhdGVnb3J5LXRhZ3M6MTk2","name":"Credit Unions","faqs":{"nodes":[{"title":"General:","childFaqs":{"nodes":[{"title":"Can I open more than one account?","content":"<p>Of course. In fact, our range has been designed to allow for a diversified deposits strategy from easily-accessible funds in easy access to longer-term money locked-up or a competitive rate to ensure your savings work as hard as they can for your community-focused organisation.</p>\n"},{"title":"I am a small community bank. Is this account right for me?","content":"<p>Absolutely &#8211; we offer flexible, tailored solutions to banks of all types and sizes.</p>\n"},{"title":"What is your credit rating?","content":"<p>As a specialist lender and challenger bank, we don&#8217;t raise finance on debt markets and don&#8217;t need a credit rating.</p>\n<p>So, like most &#8211; if not all &#8211; the banks in our peer group, we&#8217;re unrated.</p>\n"}]}}]}}]}]},"landingPageDynamicContent":{"landingPageFlexibleContent":[]}},"breadcrumb":{"location":"/business/specialist-deposit-solutions/credit-union-accounts","crumbs":[{"pathname":"/","crumbLabel":"HTB"},{"pathname":"/business/","crumbLabel":"business"},{"pathname":"/business/specialist-deposit-solutions/","crumbLabel":"specialist-deposit-solutions"},{"pathname":"/business/specialist-deposit-solutions/credit-union-accounts/","crumbLabel":"credit-union-accounts"}]}}},"staticQueryHashes":["1239430513","1586857859","1772891646","229476007","2634765651","3649515864","493905975","63159454"]}