{"componentChunkName":"component---template-cache-tmp-sipp-and-ssas-pensions-js","path":"/business/specialist-deposit-solutions/sipp-and-ssas-pensions","result":{"pageContext":{"page":{"id":"cGFnZToxMDQ3NQ==","title":"SIPP and SSAS Pensions","pageId":10475,"content":"<p><span class=\"NormalTextRun SCXW157448439 BCX8\">Plan for </span><span class=\"NormalTextRun SCXW157448439 BCX8\">your </span><span class=\"NormalTextRun SCXW157448439 BCX8\">clients’</span> <span class=\"NormalTextRun SCXW157448439 BCX8\">retirement </span><span class=\"NormalTextRun SCXW157448439 BCX8\">easier </span><span class=\"NormalTextRun SCXW157448439 BCX8\">with our range of straightforward SIPP and SSAS pension</span><span class=\"NormalTextRun SCXW157448439 BCX8\"> deposit</span><span class=\"NormalTextRun SCXW157448439 BCX8\"> accounts</span><span class=\"NormalTextRun SCXW157448439 BCX8\">.</span></p>\n","uri":"business/specialist-deposit-solutions/sipp-and-ssas-pensions","slug":"sipp-and-ssas-pensions","isFrontPage":false,"is_savings_hub_page":false,"stickyCtaBanner":{"fieldGroupName":"stickyCtaBanner","stickyCtaButtonText":null,"stickyCtaLink":null,"stickyCtaText":null,"stickyPageSection":null},"pageOptions":{"hideBreadcrumbs":false},"featuredImage":null,"seo":{"metaRobotsNofollow":"follow","metaRobotsNoindex":"noindex","opengraphAuthor":"","opengraphDescription":"Plan for your clients’ retirement easier with our range of straightforward SIPP and SSAS pension deposit accounts.","opengraphImage":null,"metaDesc":"","canonical":"","opengraphTitle":"SIPP and SSAS Pensions | Hampshire Trust Bank (HTB)","twitterDescription":"","twitterTitle":"","twitterImage":null,"title":"SIPP and SSAS Pensions | Hampshire Trust Bank (HTB)","opengraphUrl":"https://htb-stack-admin.dusted.digital/business/specialist-deposit-solutions/sipp-and-ssas-pensions/","opengraphSiteName":"HTB","opengraphModifiedTime":"2025-07-10T11:21:23+00:00"},"dynamicContent":{"layouts":[{"fieldGroupName":"page_Dynamiccontent_Layouts_HeroBanner","bannerGroup":[{"fieldGroupName":"banner_group","banner":{"id":"c2l0ZS1iYW5uZXI6MTEyNjc=","bannerDetails":{"bannerAuthorName":null,"bannerAuthorPosition":null,"bannerLinkText":null,"bannerUrl":null,"bannerSubTitle":null,"fieldGroupName":"bannerDetails","statFigure":null,"statSymbolAfter":null,"statSymbolBefore":null,"videoBannerUpload":null},"content":null,"featuredImage":{"altText":"","title":"HCRP047 Webimages_CDS_Pension C2 (1)","imageFile":{"publicURL":"/static/230b039971fc4da10c172e3141e112f3/HCRP047-Webimages_CDS_Pension-C2-1-scaled.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/HCRP047-Webimages_CDS_Pension-C2-1-scaled.jpg","mediaDetails":{"file":"2024/10/HCRP047-Webimages_CDS_Pension-C2-1-scaled.jpg"}},"title":"Pension deposits"}}]},{"fieldGroupName":"page_Dynamiccontent_Layouts_PageIntro","pageColumnsColumn1":{"pageIntroLeftButtonLabel":null,"pageIntroLeftButtonLink":null,"pageIntroLeftIntro":"SIPP & SSAS pension funds","pageIntroLeftText":"<p><span data-contrast=\"none\">Plan for your clients’ retirement easier with our range of straightforward SIPP and SSAS pension deposit accounts. </span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">Operating a pension scheme is about diversification. Whether you’re seeking easy cash withdrawals for flexibility or fixed savings for more longer-term certainty </span><span data-contrast=\"none\">&#8211;</span><span data-contrast=\"none\"> or both </span><span data-contrast=\"none\">&#8211;</span><span data-contrast=\"none\"> our deposit accounts help cash to become a key part of an existing pension arrangement.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n","pageIntroLeftTitle":"Specialist deposit solutions for"},"pageColumnsColumn2":{"pageIntroRightButtonLabel":"Get in touch","pageIntroRightButtonLink":"mailto:specialist.deposits@htb.co.uk","pageIntroRightButtonColour":"blue","pageIntroRightIntro":null,"pageIntroRightText":"<p><b><span data-contrast=\"none\">Questions, or need some help getting started?</span></b><span data-contrast=\"none\"> Get in touch with our dedicated team.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<h6><span data-contrast=\"none\">We are open 9am-5pm, Monday-Friday, excluding bank holidays.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></h6>\n","pageIntroRightTitle":null},"halfLeftColumn":{"halfLeftOneButtonText":null,"halfLeftOneIntro":null,"halfLeftOneLink":null,"halfLeftOneText":null,"halfLeftOneTitle":null},"halfRightColumn":{"halfRightOneButtonText":null,"halfRightOneIntro":null,"halfRightOneLink":null,"halfRightOneText":null,"halfRightOneTitle":null}},{"fieldGroupName":"page_Dynamiccontent_Layouts_TileSystemForSingle","firstCta":null,"firstCtaLink":null,"firstParagraph":"<p><span data-contrast=\"none\">This account allows operators and administrators of SIPP and SSAS pension funds to invest funds as cash on behalf of their clients.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">This offers competitive low-risk returns as well as improved flexibility and liquidity planning – especially useful when the scheme members near retirement.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">Proud to work with some of the UK’s most innovative providers.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n","firstParagraph2":null,"firstTitle":"Our specialist deposit accounts","fourthCta":null,"fourthCtaLink":null,"fourthParagraph":null,"fourthParagraph2":null,"mainTitle":null,"fourthTitle":null,"secondCta":null,"secondCtaLink":null,"secondParagraph":"<p>For SIPP:</p>\n<ul>\n<li><span class=\"TextRun SCXW131382131 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"NormalTextRun CommentHighlightRest SCXW131382131 BCX8\">You can place between £25,000 and £5,000,000 of your clients&#8217; pension</span></span><span class=\"EOP CommentHighlightRest SCXW131382131 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<p>With a SSAS:</p>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">One scheme is allowed per company, and membership’s capped at 11 people</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">A dedicated specialist deposits team member will be with you every step of the way, ensuring you have all the information you need</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">Deposit £25k to £5m across a range of accounts, from easier access to longer-term fixed deposits</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">Choose from our available accounts, length of any notice and when you’re paid interest (or get in touch if you need something different)</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"none\">Start your application and tell us about the pension scheme </span><a href=\"mailto:specialist.deposits@htb.co.uk\"><span data-contrast=\"none\">here</span></a><span data-contrast=\"none\">.</span></li>\n</ul>\n","secondParagraph2":null,"secondTitle":"How it works","thirdCta":null,"thirdCtaLink":null,"thirdParagraph":"<p><span data-contrast=\"none\">This account might be right for you if:</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">You have an existing SIPP or SSAS pension and authority to administrator it</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">You need a flexible pension deposit account – for a client or your employees – that allows you to choose how much to invest, and what in</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">You’re a SSAS group looking to earn interest on your accumulated funds</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<p><span data-contrast=\"none\">Good to know:</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"none\">We’ll need to verify</span></b><span data-contrast=\"none\"> your organisation, scheme administrator and its trustees/members, key stakeholders and those accessing the account, as well as evidence of the scheme registration with HMRC </span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"none\">You can allow up to 4 users to access the account.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></li>\n</ul>\n","thirdParagraph2":null,"thirdTitle":"Get started","firstImage":null,"secondImage":null},{"fieldGroupName":"page_Dynamiccontent_Layouts_ServiceCta","ctaButtonText":null,"ctaIntroText":"<p>Reach out to our specialist deposit solutions team by calling 020 7862 3010 or emailing them <a href=\"mailto:specialist.deposits@htb.co.uk\">here</a>.</p>\n<h6>We&#8217;re open from 9am-5pm, Monday-Friday, and closed on bank holidays.</h6>\n","ctaUnderButtonText":null,"ctaLink":null},{"fieldGroupName":"page_Dynamiccontent_Layouts_SingleSideBySideRepeater","singleSideBySideRepeater":[{"singleSideBySideRepeaterButtonText":null,"singleSideBySideRepeaterImage":{"altText":"","imageFile":{"publicURL":"/static/411e8e60302a0eb989b9739172880328/iStock-1326856086.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/iStock-1326856086.jpg","title":"Asian senior woman working at home with a laptop","mediaDetails":{"file":"2024/10/iStock-1326856086.jpg"}},"singleSideBySideRepeaterIntro":"Using cash to reduce risk","singleSideBySideRepeaterLink":null,"singleSideBySideRepeaterText":"<p><span data-contrast=\"none\">Whether you administrator Small Self-Administered Schemes (SSAS) or Self-Invested Personal Pensions (SIPP), cash deposits help diversity and offer flexibility in how the pension savings are invested. </span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">By safeguarding a portion of the funds by holding the money as cash can reduce risk and increase liquidity as your members near retirement age.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">This also aids financial planning as funds can be spread across any of our specialist savings accounts, ranging from easy access to five years fixed.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n","singleSideBySideRepeaterTitle":"Why save with Hampshire Trust Bank?"},{"singleSideBySideRepeaterButtonText":null,"singleSideBySideRepeaterImage":{"altText":"","imageFile":{"publicURL":"/static/48930c34586f5f569e1700f01265cce6/iStock-1181408140.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/iStock-1181408140.jpg","title":"So how do I work this out?","mediaDetails":{"file":"2024/10/iStock-1181408140.jpg"}},"singleSideBySideRepeaterIntro":"Competitive rates with stability in mind","singleSideBySideRepeaterLink":null,"singleSideBySideRepeaterText":"<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> W</span><span data-contrast=\"none\">e review our market rates regularly to ensure our pension clients, their clients and scheme members enjoy the best returns possible to unlock the best retirement possible.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">With rates like ours, cash deposits are a rewarding and low-risk alternative to stocks and shares or other investments.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><span data-contrast=\"none\">And, as a regulated UK bank trusted with over £3.2bn of deposits, you’ll have the strength of our experience and capital position behind you.  </span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n","singleSideBySideRepeaterTitle":null},{"singleSideBySideRepeaterButtonText":null,"singleSideBySideRepeaterImage":{"altText":"","imageFile":{"publicURL":"/static/2e16ae0177a700c66aa388c67f5a1c3f/1R3A4050-scaled.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/1R3A4050-scaled.jpg","title":"1R3A4050","mediaDetails":{"file":"2024/10/1R3A4050-scaled.jpg"}},"singleSideBySideRepeaterIntro":"Personal specialist service","singleSideBySideRepeaterLink":null,"singleSideBySideRepeaterText":"<p>Working with us is convenient and at your pace. You&#8217;ll get access to our dedicated experienced specialists who understand pension liquidity and are able to help with anything else you need.</p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft\" src=\"/htbcontent/uploads/2024/07/Feefo_Article.jpg\" alt=\"HTB 2024 Feefo Platinum Trusted service award\" width=\"138\" height=\"99\" /></p>\n","singleSideBySideRepeaterTitle":null},{"singleSideBySideRepeaterButtonText":null,"singleSideBySideRepeaterImage":{"altText":"","imageFile":{"publicURL":"/static/e1c85a1d54a325cff8d531d683739011/1R3A4258-scaled.jpg"},"sourceUrl":"/htbcontent/uploads/2024/10/1R3A4258-scaled.jpg","title":"1R3A4258","mediaDetails":{"file":"2024/10/1R3A4258-scaled.jpg"}},"singleSideBySideRepeaterIntro":"Surprisingly simple to start","singleSideBySideRepeaterLink":null,"singleSideBySideRepeaterText":"<p>It&#8217;s never been easier to open a pension deposit account &#8211; just talk to our specialist team or <strong><a href=\"mailto:specialist.deposits@htb.co.uk\">start your application with us here</a></strong>.</p>\n<p>We&#8217;ll get things going and keep you updated every step of the way.</p>\n","singleSideBySideRepeaterTitle":null}]},{"fieldGroupName":"page_Dynamiccontent_Layouts_ServiceCta","ctaButtonText":"Learn more","ctaIntroText":"<p><span data-contrast=\"none\">Reach out to our specialist deposit solutions team by calling </span><b><span data-contrast=\"none\">020 7862 3010</span></b><span data-contrast=\"none\"> or emailing them </span><strong><a href=\"mailto:specialist.deposits@htb.co.uk\">here</a></strong><span data-contrast=\"none\">.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<h6><span data-contrast=\"none\">We’re open from 9am–5pm, Monday–Friday, and closed on bank holidays.</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></h6>\n","ctaUnderButtonText":null,"ctaLink":"mailto:specialist.deposits@htb.co.uk"},{"fieldGroupName":"page_Dynamiccontent_Layouts_FullFaqs","fullFaq":[{"id":"ZmFxLWNhdGVnb3J5LXRhZ3M6MTk3","name":"SIPP&amp;SSAS","faqs":{"nodes":[{"title":"General:","childFaqs":{"nodes":[{"title":"Are pension funds protected by your FSCS protection?","content":"<p>Pension providers typically spread <span class=\"NormalTextRun SCXW255708254 BCX8\">cash</span><span class=\"NormalTextRun SCXW255708254 BCX8\"> across </span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW255708254 BCX8\">a number of</span><span class=\"NormalTextRun SCXW255708254 BCX8\"> carefully selected banks, each of which </span><span class=\"NormalTextRun SCXW255708254 BCX8\">will </span><span class=\"NormalTextRun SCXW255708254 BCX8\">likely be</span><span class=\"NormalTextRun SCXW255708254 BCX8\"> separately covered under the FSCS. </span><span class=\"NormalTextRun SCXW255708254 BCX8\">A</span><span class=\"NormalTextRun SCXW255708254 BCX8\">ny </span><span class=\"NormalTextRun SCXW255708254 BCX8\">eligible </span><span class=\"NormalTextRun SCXW255708254 BCX8\">deposits held </span><span class=\"NormalTextRun SCXW255708254 BCX8\">with us </span><span class=\"NormalTextRun SCXW255708254 BCX8\">by</span> <span class=\"NormalTextRun SCXW255708254 BCX8\">eligible</span><span class=\"NormalTextRun SCXW255708254 BCX8\"> SIPP</span><span class=\"NormalTextRun SCXW255708254 BCX8\"> or SSAS</span> <span class=\"NormalTextRun SCXW255708254 BCX8\">operators </span><span class=\"NormalTextRun SCXW255708254 BCX8\">will </span><span class=\"NormalTextRun SCXW255708254 BCX8\">likely </span><span class=\"NormalTextRun SCXW255708254 BCX8\">be</span><span class=\"NormalTextRun SCXW255708254 BCX8\"> covered by the FSCS up to the current £120,000 limit</span><span class=\"NormalTextRun SCXW255708254 BCX8\"> – speak to your pension administrator </span><span class=\"NormalTextRun SCXW255708254 BCX8\">directly if you have any questions about this.</span></p>\n"},{"title":"Can I withdraw cash from my SIPP or SSAS at any time?","content":"<p><span class=\"TextRun SCXW74516683 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW74516683 BCX8\">Deposits </span><span class=\"NormalTextRun SCXW74516683 BCX8\">are</span><span class=\"NormalTextRun SCXW74516683 BCX8\"> kept in cash </span><span class=\"NormalTextRun SCXW74516683 BCX8\">by </span><span class=\"NormalTextRun SCXW74516683 BCX8\">us</span> <span class=\"NormalTextRun SCXW74516683 BCX8\">and availability will be</span> <span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW74516683 BCX8\">dependant</span><span class=\"NormalTextRun SCXW74516683 BCX8\"> on the accounts you have with us. </span><span class=\"NormalTextRun SCXW74516683 BCX8\">Please contact your specialist to find out more</span><span class=\"NormalTextRun SCXW74516683 BCX8\"> about your specific account</span><span class=\"NormalTextRun SCXW74516683 BCX8\">.</span></span><span class=\"EOP SCXW74516683 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n"},{"title":"I have a pension, can I open a pension account with you directly?","content":"<p>Our pension savings accounts are not for individuals, and must be opened through the operators or administrators of the pension fund. SIPP and SSAS can be complicated products to understand so we suggest you seek independent financial advice before making any decisions.</p>\n"}]}}]}}]}]},"landingPageDynamicContent":{"landingPageFlexibleContent":[]}},"breadcrumb":{"location":"/business/specialist-deposit-solutions/sipp-and-ssas-pensions","crumbs":[{"pathname":"/","crumbLabel":"HTB"},{"pathname":"/business/","crumbLabel":"business"},{"pathname":"/business/specialist-deposit-solutions/","crumbLabel":"specialist-deposit-solutions"},{"pathname":"/business/specialist-deposit-solutions/sipp-and-ssas-pensions/","crumbLabel":"sipp-and-ssas-pensions"}]}}},"staticQueryHashes":["1239430513","1586857859","1772891646","229476007","2634765651","3649515864","493905975","63159454"]}